

iPinjamanMelaka
ABOUT COMPANY
WE PROVIDE BEST FINANCIAL SOLUTION FOR YOU
iPinjamaMelaka is a Community Credit Service approved by the Ministry of Housing & Local Government under the Moneylenders Act 1951 Malaysia. Our expertise is to identify your financial problems and provide you with the right solutions. Our financial consultants not only provide you with financial solutions but also provide consultation on your current situation. Contact us now, we provide professional consultants who are always ready to help you solve your financial problems.
ONLINE APPLY NOW
Solve Your Financial Issues Immediately
What is a KPKT License Loan?
This is the sole legal license required to operate a non-bank moneylending business in Malaysia. Here's what you need to know:
1. Who Issues the License?
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Regulatory Authority: The Ministry of Housing and Local Government (KPKT) sets national policies and legal frameworks.
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Issuing Authority: The actual license is applied for, issued and renewed by the Local Authority Licensing Department (PBT) where your business premises are located—for example, DBKL, MBJB, or MBPJ.
2. Applicable Laws.
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This license is regulated under the Money Lenders Act 1951 (Act 400), which has been significantly tightened by the Money Lenders (Amendment) Act 2011.
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This act sets out all the rules regarding licensing, permitted interest rates, contract formats and prohibited conduct.
The KPKT Moneylender License is a tightly regulated permit for regulated and ethical consumer lending . It legalizes the business, protects borrowers from rip-off tactics, and is only issued to individuals and companies that pass rigorous background checks. Always verify this license before dealing with any moneylender.
Our Advantages
Easy Access to Your Cash
Cash deposited directly to your
bank account!
Fast Service
Most loans are available the NEXT business day!
Simple Online Form
Apply for loans online
quickly & easily!
Bad Credit, No Problem!
Most cases, you will get Approval!
OUR SERVICES

Personal Loans
We specialize in personal loans. Every day we help folks throughout the whole Malaysia with our personal loan services. Need some quick cash to deal with your money problems? Get your loan approved now!
PRIVILEGES :-
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Simple documents
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Loan up to RM 100,000.00
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Easy installment for monthly repayment
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Rebate or without interest for early settlement
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1% - 1.5% monthly interest
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Can solve the existing loans
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Easy, fast, safe and lawful
REQUIREMENT :-
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Malaysian citizen
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18 years of age and above
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Factory workers
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Private employees
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Salaries through bank
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Blacklist are eligible to apply
DOCUMENTS :-
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3 Months Latest Pay Slip
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Photocopy Of IC
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Latest Electric & Water Bill

Business Loans
Need money for your business to grow? Still having debt or need emergency money? We can help you! We will give the best suggestion and solution for you regarding the problem your company facing!
PRIVILEGES :-
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Simple documents
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Loan up to RM 500,000.00
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Easy installment for monthly repayment
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Rebate or without interest for early settlement
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No minimum income required .
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Monthly interest rate of 1% - 1.5%
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Easy, fast, safe and lawful
REQUIREMENT :-
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Malaysian citizen
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18 years of age and above
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Hawker
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Taxi Driver
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Wholesalers
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Ordinary Business
DOCUMENTS :-
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Any business register with ROC (SSM)
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Photocopy of IC
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Latest electric & water bill
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6 months bank statements

Others Loans
For individuals to fulfill their needs of buying property. Our loan package with simple application and low interest rates will help you realizing your dream!
REQUIREMENTS :-
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1% monthly interest
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Landed properties
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Within Melaka areas
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Confidential assured
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1-3 days approval
DOCUMENTS :-
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Form 24/49
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M & A (Memorandum of Article & Association)
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Grant
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Original S & P Agreement
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Loan Agreement
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Quit Land & Assessment






